June 17, 2026  |  2:00PM - 3:00PM  |  San Mateo Public Library

 

Most people spend the majority of their lives focused on saving for retirement.

You contribute to your 401(k).
You build up your IRA accounts.
You invest carefully and try to make good financial decisions.

What often catches people off guard is what happens after retirement. Later on, income starts stacking: Social Security, Required Minimum Distributions, portfolio income, capital gains — sometimes all at once.

And many retirees are surprised to find themselves paying more taxes later in retirement than they expected.

At this workshop, John will discuss:

    • Why taxes often increase later in retirement
    • The impact of large IRA and 401(k) balances
    • How Required Minimum Distributions can affect long-term flexibility
    • Roth conversion timing opportunities
    • Common withdrawal mistakes retirees make
    • Planning considerations for surviving spouses and beneficiaries

Presented in collaboration with the San Mateo Public Library.

View more upcoming events.

ABOUT THE PRESENTER

John_Lau_RS_headshot
John Lau, CPA, CFP®

John is a Principal and Managing Director at Robertson Stephens' San Ramon and Burlingame offices in the San Francisco Bay Area. John and his team specialize in retirement distribution planning, serving clients in or near retirement. John’s team uses a total-solution approach to planning, including income tax reduction, estate conservation, portfolio management, and retirement distribution planning. John is a Certified Public Accountant (CPA) and a Certified Financial Planner (CFP®) professional. John is a public speaker on financial topics and has authored numerous financial books and booklets, including Winning the Retirement Race Between Time and Money; What Should I Do Before Anything Happens to Me; Suddenly Single; IRA Survival Guide After the SECURE Act, and more.

San Ramon Office
3223 Crow Canyon Rd., Suite 245, San Ramon, CA 94583
(925) 800 - 7470

Burlingame Office
1350 Bayshore Hwy., Suite 210, Burlingame, CA 94010
(650) 344 - 1700

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Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens”), an SEC-registered investment advisor. Registration does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. This material is for general informational purposes only and should not be construed as investment, tax or legal advice. Please consult with your investment, tax and legal advisors in regard to your own personal circumstances. The information contained herein was compiled from sources believed to be reliable, but Robertson Stephens does not guarantee its accuracy or completeness. Investing entails risks, including possible loss of principal. Past performance does not guarantee future results. This material is an investment advisory publication intended for investment advisory clients and prospective clients only. Robertson Stephens only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of Robertson Stephens’ current written disclosure brochure filed with the SEC which discusses, among other things, Robertson Stephens’ business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov. ©  2026 Robertson Stephens Wealth Management, LLC. All rights reserved. Robertson Stephens is a registered trademark of Robertson Stephens Wealth Management, LLC in the United States and elsewhere.

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